The information contained in this Site is being made available by NOEL Insurance in the interest of promoting the dissemination of information relating to insurance. Also, please note that information provided by NOEL Insurance is intended for educational and informational purposes ONLY. The NOEL Insurance materials are designed to provide information in regard to the subject matter covered. They are given with the understanding that the publisher, authors and advisers are not rendering legal, accounting or other professional services. None of the information at this Site is intended to constitute, nor does it constitute, specific advice about individual legal, business or other questions, or that it would be interpreted in any particular way by any governmental agency or court. This Site is not to be used as a substitute for users’ independent evaluation or research regarding any particular issue. If specific legal or other expert advice is required or desired, the services of an appropriate, competent professional, such as an attorney, should be sought. All of the information in this Site is provided on an “AS IS”, “AS AVAILABLE” basis and NOEL Insurance makes no representations of any kind and disclaims all expressed, implied, statutory, or other warranties of any kind to the user and/or any other party, including, without limitation, any warranties of accuracy, timeliness, completeness, efficacy, merchantability, and fitness for any particular purpose, and non-infringement. NOEL Insurance neither endorses the advice of the author(s) nor makes any warranty or representation, expressed or implied, with respect to the accuracy, completeness or reliability of the information provided at this Site or at any other WebSite to which this site is linked. Information provided in this section represents the views of one or more experienced professionals on a given topic; it is not a recommendation that a particular course of action be followed.
NOEL DISCLAIMS ALL RESPONSIBILITY FOR ANY LOSS, INJURY, CLAIM, LIABILITY, OR DAMAGE OF ANY KIND RESULTING FROM, ARISING OUT OF OR ANY WAY RELATED TO (A) ANY ERRORS IN OR OMISSIONS FROM THIS SITE AND ITS CONTENT, INCLUDING BUT NOT LIMITED TO TECHNICAL INACCURACIES AND TYPOGRAPHICAL ERRORS, (B) ANY THIRD PARTY WEBSITES OR CONTENT THEREIN DIRECTLY OR INDIRECTLY ACCESSED THROUGH LINKS IN THIS SITE, INCLUDING BUT NOT LIMITED TO ANY ERRORS IN OR OMISSIONS THEREFROM, (C) THE UNAVAILABILITY OF THIS SITE OR ANY PORTION THEREOF, (D) YOUR USE OF THIS SITE, OR (E) YOUR USE OF ANY EQUIPMENT OR SOFTWARE IN CONNECTION WITH THIS SITE.
Severability
Some U.S. states and foreign countries provide rights in addition to those above or do not allow the exclusion or limitation of implied warranties or liability for incidental or consequential damages. Therefore, the above limitations may not apply to you, or there may be state provisions which supersede the above. Any clause of this Disclaimer Notice declared invalid by the appropriate authority shall be deemed severable and shall not affect the validity or enforceability of the remainder of this Disclaimer Notice. The terms of this Disclaimer Notice are governed by the laws of the State of Iowa, without regard to its conflict of laws rules, and may only be amended in a writing signed by NOEL Insurance.