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NOEL Insurance

Quietly Doing Things Better Since 1960

Call Us Today! 641-682-7533
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Homeowners Insurance

Free Homeowners Insurance Quote

NOEL Insurance offers affordable homeowners insurance coverage to protect your most important asset.

  • Are your premiums going up?
  • Do you understand your current homeowners policy and what may or may not be covered?
  • Did you buy a new house?

Give us a call and let us review your policy and let us provide you with a no-obligation premium/coverage quotation. We will review your current policy and not only provide you with a free quote, but will explain what coverages and limits are included so you understand the insurance policy you are being quoted. We will also help you if you are buying your first homeowners insurance policy.

Today’s home policy is more unique, involved, and complicated than in the past.  There are a lot of special considerations. We will help you navigate perils, limitations, deductibles, coverage limits, etc. 

We also do a lot of extra legwork to make sure your home policy covers what you need. 

  • We pull information off the assessor’s sheet and take pictures.  
  • We complete a cost guide as the starting point. 
  • We do our homework so we don’t perpetuate someone else’s error. 
  • We also do follow-up forms to keep up on the changes that have happened to your property.

Our agent will help explain things to you. We don’t want you to have a problem if a claim should happen.

  • Replacement cost vs. Actual cash value
  • Staying current on values (i.e. gold and silverware)
  • Different types of deductibles
  • Policy endorsements to cover many unique items such as: firearms, antiques, and computers

How do I know I will get a good price?

As an Independent Insurance Agent, your NOEL Insurance agent will compare prices with the many companies we represent to make sure you get the best price. Our professionally trained agents will then explain the differences between policy coverages to make sure you understand the different options for price and coverages.

We can also quote your other insurance policies into one package policy to get you additional discounts on your premium.

What do I need to do?

  1. Call us at 641-682-7533 to schedule an appointment.
  2. Bring a copy of your current policy declaration pages.

What else do I need to know?

Our policy solution will be tailor-made to fit your needs. You will get our support after your homeowners insurance purchase. Whether it involves a change to your policy or if you unfortunately have a claim, we are here to help you. At NOEL Insurance, we care about our customers!

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Phone

641-682-7533 Office
641-682-8804 Fax

Address

219 W. Fourth Street
P.O. Box 370
Ottumwa, IA. 52501

Primary Companies We Represent

Aflac
Allied Insurance
American Modern Home
Auto-Owners
Concorde General
Dairyland
Employers Mutual
Farmers Mutual Hail
Foremost
Grinnell Mutual
GuideOne
Hagerty
Hartford Steam Boiler
I.M.W.C.A.
Iowa Communities Assurance Pool (ICAP)
Merchants Bonding
Midwest Mutual Insurance Company (MMIC)
National Specialty
Pekin
Progressive
QBE
Safeco
ULICO Casualty
Wellmark
West Bend Mutual
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